One Private Wealth

Trauma Insurance

Trauma Insurance for clients enables you to protect you and your family in the event of suffering a significant trauma such as cancer, heart attack or a stroke.

Trauma cover with Income Protection is important.

Whilst the Income Protection policy will enable you to cover the income if a trauma event has occurred, trauma cover is designed to meet ongoing lump sum medical costs to treat the particular trauma.

In addition, whilst Income Protection cover covers a maximum of 75% of income, should a trauma event occur that prohibits you from working for up to 2 years or longer, trauma cover can provide a lump sum benefit to meet the additional 25% loss of income to you and your family.

It is important to have trauma cover in place as this will give you the opportunity to recover in your own time and in addition obtain a lump sum benefit so you can fund and have access to the best medical advice and treatment for recovery.